"stupity"??
I must say some of the fake ads looked genuine enough to me. But I suppose they are meant to. I wonder if that makes me stupit or something.
My typing may suffer when under the influence of alcohol but luckily my common sense does not...

Maybe using Linux and not visiting dodgy websites I am complacent about this sort of malware?
Mind you, this sort of thing is not restricted to computers - "I'm from the gas board luv, come to check the meter..."