The Caergybi.com Holyhead Forum

Discussion => Serious Stuff Only => Topic started by: Jean on Thursday 24 January 2019, 1348

Title: Bank closures: Santander and Barclays close Anglesey branches
Post by: Jean on Thursday 24 January 2019, 1348
Barclays in Holyhead will close in May and Santander in Llangefni is to shut in July.

https://www.bbc.co.uk/news/uk-wales-46980551
Title: Re: Bank closures: Santander and Barclays close Anglesey branches
Post by: Gribbie on Monday 28 January 2019, 1423
That doesn’t leave many banks in town! Lloyds only I think. Anything else?
Title: Re: Bank closures: Santander and Barclays close Anglesey branches
Post by: Jean on Monday 28 January 2019, 1502
(A bit ancient ... it calls "Santander" "Abbey" ... however:)

https://www.theinvestingsite.com/banks/gwynedd/holyhead
Title: Re: Bank closures: Santander and Barclays close Anglesey branches
Post by: Nooks on Wednesday 30 January 2019, 1005
That doesn’t leave many banks in town! Lloyds only I think. Anything else?

As far as I know, HSBC's still there.
Title: Re: Bank closures: Santander and Barclays close Anglesey branches
Post by: Che Guevaras Flip Flops on Wednesday 30 January 2019, 1616
That doesn’t leave many banks in town! Lloyds only I think. Anything else?

As far as I know, HSBC's still there.

Closed and building for sale.  I think even the cashpoint has been removed?

People don't seem able to grasp fundementals.  Cash is dying.  I go weeks without using it.  Direct Debits, internet banking, tap 'n' go,  paypal, etc etc have made small branches a very very loss making part of a bank's business.  On your mobile phone you can pay Tescos at the tills, buy petrol, transfer money all over the world eyc etc

Some countries in Europe have plans to cease the use of cash in shops, for paying people or even to be able to pay it in or withdraw it in the next few years (Denmark is one).

It's progress and its caused by changes in the way you are behaving.
Title: Re: Bank closures: Santander and Barclays close Anglesey branches
Post by: Nooks on Wednesday 30 January 2019, 2002
Not surprising, as you say Che. The only reason I use my bank branch is a). to bank a cheque that somebodys paid me with as they can't be bothered to learn internet banking, or b). to moan about something - but they don't listen anyway! "Sorry sir, we don't handle that here, you need to ring 0800 XXX YYY; press a load of buttons to try and find the department you need but doesn't exist anyway, wait about 20 minutes whilst we cream a percentage off your phone bill, and they might pretend to help you if its not tiffin time".

Apparently you can now bank a cheque at Lloyds by taking a picture with your phone and uploading it via the Lloyds application - if you can figure out how!
Title: Re: Bank closures: Santander and Barclays close Anglesey branches
Post by: Trefignath on Wednesday 20 February 2019, 2032
It's not only in thinly populated Wales that banks are closing branches.

Until recently I used branches of HSBC and Santander that were a hundred yards of one another in Clapham High Street. Both have closed.

It won't be long before bank branch closures will rival pub closures and your aversge high street will be dead.